Borrowing behavior

How a website influences your borrowing behavior (AFM)

The borrowing environment of a credit provider, for example their website, can have a major influence on the borrowing behavior and the choices the borrower makes. The AFM and Freo have investigated this and issued advice. In this article we summarize the research and show you how we as Centerh-loan deal with this. The AFM
payment arrears for web shops

Unacceptably high payment arrears at web shops

The number of people who buy on credit and are in arrears is, according to Minister Hoekstra (Finance) 'unacceptably high'. The cabinet therefore has web shops in its sights. Web stores offer payment options such as pay later, next month, or in installments. In this way, financially vulnerable people easily get into payment problems and can get into payment arrears. Hoekstra
Over-lending - AFM Centerh-loan blog

AFM takes measures against excessive lending

The Netherlands Authority for the Financial Markets (AFM) has taken various measures for violating consumer credit rules. These measures are the result of an ongoing investigation by the AFM of lenders. Last year, the AFM already considered formal and informal measures, because lenders do not sufficiently prevent excessive lending. Two fines, seven warnings A number of lenders issued in the period 2016 to 2018 too